Pay over time

What a plan is

A pay-over-time plan is a balance you pay back in set monthly payments, usually on a card. Jarby keeps the plan so its payments show in your budget and on your card's forecast.

Add a plan

Open the card from Accounts to see its Card workshop. Open the POT plans tab and use + Add plan to start a new plan.

Jarby may suggest a plan when it sees a regular payment. The suggestion shows the monthly amount, the month it started, and how many payments it has seen.

The plan screen has these fields:

• Plan name
• Monthly payment
• Term (months, optional)
• Pinned balance
• Opened date
• Notes

The term is optional.

Where plans show

• The Pay over time row in the Held out block of the budget page shows the monthly total of your plans. Tap it to open them.
• On a card's forecast, a plan payment due on a statement shows as a Pay-over-time installment expected on that statement.

Finished and deleted plans

A finished plan can be dismissed. Tap Dismiss on its row.

To delete a plan, the screen asks you to confirm first. The confirmation says This can't be undone.