Card payments and due dates

Card payments on Forecast

Each card payment is a row on Forecast, tagged CC PAY and named "<card> payment". The row is dated on the day Jarby expects the money to leave checking. That is the Pay on day if you set one. If not, it is the due date, moved earlier by how many days before the due date you usually pay. Tap the row to open its panel, headed CARD PAYMENT.

What the amount is made of

The first line is usually Statement balance, with Closed and the close date beneath it. Without a statement, the first line names an estimate instead.

Other lines appear when they apply:

• Credits since close: credits posted after the statement closed.
• Already paid toward this statement: payments already made.
• Autopay set to minimum, or Autopay set to $… fixed: an autopay setting that lowered the amount.
• This payment: the total Jarby expects to pay.

If the panel shows ⚠ RECONCILED TO $0 — REVIEW, type the bill your bank shows into the amount box and tap Pin bill.

Due dates and autopay

Open Settings › Accounts, find the card under Credit cards, and tap its gear, Account settings. In the BILLING section:

• Statement closes is the day your statement closes.
• Payment due is the day payment is due. It shows · set by you when you typed it in.
• Pay on is the day Jarby drafts the payment. It shows Due day when blank.
• Credits reduce autopay has a checkbox, Credits reduce the autopay draft. It is off by default, so the full statement balance is drafted.

Statements

Open the Card workshop row and tap Open. The Cycles tab lists each statement. Use + Add statement for a missing one, and Mark paid in full or Unmark paid on a statement.

Overdue and missed payments

Unmatched card payments past their date sit in the OVERDUE group at the top of Forecast. The chip shows how late:

• OVERDUE for up to 14 days.
• MISSED after 14 days.
• AWAITING TXN or PENDING: Jarby is waiting for the payment to show up, usually a sync delay.

Open an overdue row to Mark paid, through Link payment or Paid without a transaction, or to Skip this one.

A card payment still unmatched after 14 days moves to To review, under Expected payments that haven't shown up. Forecast shows a line such as "1 card payment couldn't be matched — check it on To review →".

Due-date alerts

The Alerts panel on the Dashboard can show Payment due: <card> while a payment is due soon and unpaid. Payment due lead time (days) under Settings › Alerts sets how soon, and defaults to 5.